Roth Ira Limits 2025 Married Filing Jointly Over 50. You can make 2025 ira contributions until the unextended federal. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older.
But after your income surpasses those numbers, you’ll have to pay. You can contribute to an ira at any age.